A plan built around your goals, not our product shelf.
We don't sell funds. We build an allocation strategy against your timeline, risk appetite and tax position, then help you implement it through the providers that fit — ours or otherwise.
What changes when nobody's on commission
No product bias
Our recommendation doesn't change based on which provider pays us — because none do. You're the only one paying the fee.
Full fee transparency
You'll see the underlying fund fees, platform costs and our advisory fee laid out separately, every time.
Reviewed, not set-and-forget
Allocations are revisited at least annually against your goals and the market, not left running on autopilot for a decade.
Tax-aware from the start
Every allocation is modelled alongside your tax position, not designed in isolation from it.
In their own words
"I'd used a bank's in-house advisor for a decade and never once been told what I was actually paying in fees. Rivermark laid it out in one meeting and rebuilt the portfolio around a lower-cost structure without changing my risk profile. Same exposure, meaningfully lower cost, year over year."
What clients ask before starting
What's the minimum investable amount you work with?
We don't apply a hard minimum, but wealth planning as a standalone service is typically most cost-effective from around R500,000 in investable assets.
Do you hold my money or manage my accounts directly?
No — we advise and structure, and implementation happens through licensed platforms and providers of your choosing. We never hold client funds ourselves.
How do you charge for wealth planning?
A fixed planning fee for the initial strategy, and an optional ongoing advisory fee if you'd like continued review and rebalancing support.
Ready to see your portfolio without the sales pitch?
Bring your latest statements to a first consultation and we'll show you exactly what you're paying today.
Speak with an advisor
Call directly during office hours to ask questions before booking anything formal.
Call +27 21 418 2937Send a message
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